🛡️ 100% Free • Zero Cloud Storage • NPCI Compliant

Never Pay UPI MDR Fees Above ₹2,000

QuickSplit automatically breaks large bills into compliant dynamic UPI QR codes (≤ ₹2,000 each) in under a second. Save thousands of rupees in aggregator interchange fees every month.

⚡ Generate Split QR Now 📊 Calculate Your Savings
✅ Instant Bank Settlement 🔒 100% Client-Side Private 📱 GPay, PhonePe & Paytm Ready 🖨️ Thermal Receipt Printing
S

Shreeji Enterprise

UPI: merchant@okhdfcbank
🛡️ 100% MDR Free UPI Split
💳 Enter Payment Amount
Standard (₹2,000 max chunks)
Equal Split (Balanced)
📱

Enter Payment Amount

For bills exceeding ₹2,000, QuickSplit automatically slices the payment into multiple safe QR codes to avoid MDR fees.

0%
MDR Interchange Deductions
100%
Browser Client-Side Privacy
₹0
Subscription or Transaction Fees
< 2s
Instant Dynamic QR Generation

How QuickSplit Protects Your Revenue

Seamlessly slice payments in 3 simple steps without complicating the checkout experience.

1

1. Enter Bill Amount

Type the customer's total bill (e.g., ₹5,500) into the quick POS input counter or tap preset buttons.

2

2. Instant Safe Chunking

QuickSplit calculates the optimal slice distribution (₹2,000 + ₹2,000 + ₹1,500) so no single scan exceeds ₹2,000.

3

3. Customer Scans QR Codes

Customer scans the sequential QRs using Google Pay, PhonePe, Paytm, BHIM, or any UPI banking app.

4

4. Zero MDR Deduction

You receive the entire 100% amount in your bank account with zero wallet interchange fees.

Traditional QR vs QuickSplit Smart Slicing

Compare standard payment aggregator checkouts with QuickSplit zero-fee splitting.

Feature / Scenario Single Standard QR (> ₹2,000) QuickSplit Multi-QR Splitting
MDR Fee on ₹5,000 Bill ❌ Up to ₹64.90 lost ✅ ₹0.00 (100% Saved)
Annual Merchant Loss ❌ ₹25,000 – ₹1,20,000/yr ✅ ₹0 (Full Profits Retained)
Privacy & Cloud Logging ❌ Tracked by Aggregator ✅ 100% Offline & In-Browser
POS Customer Screen Mode ❌ Requires expensive hardware ✅ Built-in fullscreen POS mode
Thermal Slip Printing ❌ Custom SDK needed ✅ One-click thermal receipt ready

Built for Every Indian Retail Counter

Designed to fit smoothly into the daily workflow of retailers across India.

🛒

Kirana & Grocery Stores

Save substantial monthly fees on high-ticket bulk grocery and monthly ration purchases.

📱

Electronics & Mobile Shops

Electronics items often exceed ₹2,000 where 1.1% MDR cuts heavily into thin device margins.

👗

Garments & Apparel Boutiques

Split family clothing bills cleanly into multiple quick scans at billing checkout.

🍽️

Restaurants & Cafes

Easily split large group dining bills while keeping transaction MDR at zero.

📜 Recent Bills
Date & Time Customer / Ref Total Amount Splits Status
No transactions recorded yet.

Frequently Asked Questions

Common questions about UPI MDR and payment splitting.

What is UPI MDR on transactions above ₹2,000?
As per NPCI guidelines, an interchange Merchant Discount Rate (MDR) of up to 1.1% applies when customers pay merchants via Prepaid Payment Instruments (PPIs like Paytm Wallet, PhonePe Wallet) or credit cards on UPI for transactions exceeding ₹2,000.
Is splitting payments into multiple QR codes compliant?
Yes. Each QR code generated by QuickSplit represents a distinct, genuine UPI transaction encoded with standard UPI deep-link protocols. Since each individual transfer remains below ₹2,000, it stays within the zero-MDR bracket.
Does QuickSplit store my banking or customer data?
No. QuickSplit operates entirely in your local browser. No data, transaction details, or UPI IDs are ever transmitted to or stored on external servers.

Start Slicing Bills & Protect Your Profits

Join thousands of Indian retail merchants who eliminate unnecessary UPI interchange deductions every month.

⚡ Open POS Splitter

Merchant Name

Scan with any UPI App

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₹2,000