How QuickSplit Works: Step-by-Step Guide
QuickSplit transforms bulky high-value UPI transactions into frictionless, compliant QR codes that eliminate MDR fees completely.
Step 1: One-Time Business UPI Setup
Click the Settings button at the top of the app. Enter your shop or business name along with your linked merchant UPI ID (VPA), such as merchant@okhdfcbank or 9876543210@paytm. This is stored securely in your local browser and never uploaded to any remote server.
Step 2: Enter the Customer's Bill Amount
When a customer completes shopping, enter their total bill in the amount box (e.g., ₹5,500). You can also add an optional bill reference number or customer name.
Step 3: Instant Algorithm Slicing
QuickSplit automatically computes the ideal split distribution so that no individual transaction exceeds ₹2,000:
- QR Code #1: ₹2,000 (0% MDR fee)
- QR Code #2: ₹2,000 (0% MDR fee)
- QR Code #3: ₹1,500 (0% MDR fee)
- Total Settlement: Exactly ₹5,500 deposited directly into your bank with ₹0 deductions!
Step 4: Customer Scans & Completes Payment
Display the QR codes on your POS screen, launch the fullscreen customer display tablet, or print a thermal receipt slip. The customer scans each code in succession using their preferred UPI app (Google Pay, PhonePe, Paytm, BHIM, Cred). Once scanned, each part is marked complete with audio-visual feedback.
📊 Why the ₹2,000 Rule Matters
Under NPCI guidelines, transactions above ₹2,000 processed through PPI wallets or interchange-bearing instruments incur up to 1.1% fee + 18% GST. By ensuring each transaction unit remains at or below ₹2,000, QuickSplit guarantees that every single transaction stays safely inside the 0% interchange tier.
Ready to Try It Live?
Open the QuickSplit POS terminal right now and generate your first split QR code.
⚡ Open POS App